We each have a beauty budget, and for some of us, procedures like injectables and surgery may not seem to fit into it. But you might be surprised when you calculate a procedure’s value over time.
Consider this: While an injectable treatment may cost $600, it generally lasts six months. However, it’s not uncommon for a woman to spend $100 per month on hair and nails alone. Rhinoplasty may cost $8,000 or more, but it offers a lifelong change in self-confidence. How do you amortize that over a lifetime?
Making the decision to undergo a cosmetic procedure has financial and emotional considerations; and just like any other purchase, the opportunity for financing exists. Evaluate your overall income and expenses and see how financing fits your budget. If you come upon a windfall like a bonus or tax refund, invest in yourself-both your savings and your beauty, by splitting the amount. If you are stressing over how to pay for a procedure, it’s okay to wait-cosmetic enhancement is not an urgent need. If you feel desperate to get a procedure but cannot afford to pay for or finance one, find a less expensive alternative if you are willing to accept less than equal results, or start saving. There is no point in putting your finances or family at risk.
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