Some plastic surgery procedures are medically necessary, such as nose surgery to correct a breathing defect or a breast reduction to improve back and shoulder pain.
But what if that nose surgery includes your desire to reduce a bump on the nasal bridge or a lower eyelid surgery to correct bags? What if you want to lipo your love handles when you undergo your breast reduction?
Your plastic surgeon can usually perform these procedures at the same time, but your insurance will only pay for the portion of surgery that is prescribed and approved. That means you may have the advantage of one recovery period, but in no way should you expect to pass on your cosmetic surgery costs to your insurer. And with the medically necessary procedures, proper documentation to your insurer and pre-certification are always required.
Have you ever gotten a medically necessary and cosmetic procedure at the same time? Tell us about your experience.
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